Financial advice that makes sense

For Businesses

From protection to investments and benefiting your team, a business Specialist will provide you with tailored options to meet your business needs. The right team will give you the peace of mind to focus on what you do best, run your company.

For Individuals

Your most important asset is your ability to earn an income. Proper planning protects your income when needed while investing to meet future goals. Whether life insurance, health plans or investment options, a customized plan can protect what matters most to you.

About Us

Deverall, Calma and Associates believes in building a team of professionals best suited to meet clients needs in a changing environment. We know there is no ‘one size fits all’ and our clients deserve solutions and strategies tailored to maximize financial success.

Recent Articles

Leveraged Life Insurance

Most successful business owners, entrepreneurs and wealthy Canadians will claim to know what life insurance is. But very few of them have actually been exposed to what it really can do.

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Options when leaving your group RRSP

If you work for a company that offers a group RRSP program to employees, you’re luckier than you might realize. In Canada, only 40% of employers offer a group retirement plan so, if you work for a company that does, you’re in the minority. Of the companies that do offer a plan, 85% offer some form of matching (where the employer contributes money to the plan) so if you do have the opportunity to participate in a plan, I strongly encourage you to take advantage of it.

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